Financial Disclaimer

1. General

JS Financials is operated by Jackson Semenas (ABN 57 226 575 365), based in Australia. JS Financials provides financial education only. All content on jsfinancials.com.au (the "Site"), within our products, courses, reports, mentorship program, Discord community, and any other communication channel is provided for general educational and informational purposes only.

2. Not Financial Advice

Nothing on this Site or in any JS Financials product constitutes personal financial advice, investment advice, tax advice, legal advice, or a recommendation to buy, sell, hold, or otherwise transact in any financial instrument, security, cryptocurrency, derivative, or prediction market contract.

JS Financials is not a licensed financial adviser, stockbroker, dealer, investment manager, or credit provider under Australian law. We do not hold an Australian Financial Services Licence (AFSL) and are not authorised to provide personal financial product advice under the Corporations Act 2001 (Cth).

We do not take into account your personal financial situation, objectives, or needs. Any information, analysis, strategy, model, or framework discussed is general in nature and should not be relied upon as the basis for any financial decision.

3. Risk of Loss

Trading and investing in financial markets, including but not limited to equities, foreign exchange, commodities, fixed income, cryptocurrencies, derivatives, and prediction markets, involves substantial risk of loss. You can lose some or all of your invested capital.

Leveraged products and derivatives carry additional risk. The use of leverage can amplify both gains and losses. You should not trade or invest with money you cannot afford to lose.

The risk of loss in trading can be substantial. You should carefully consider whether trading or investing is appropriate for you in light of your financial condition, experience, and risk tolerance.

4. No Guarantees

We do not guarantee any specific outcome, return, profit, or performance from the use of our products, services, strategies, models, or educational materials.

Any examples, case studies, backtests, model results, or performance figures presented in our content are hypothetical or historical in nature and are provided for educational illustration only. They do not represent actual trading results and are not indicative of future performance.

Hypothetical performance results have many inherent limitations. No representation is made that any account will or is likely to achieve profits or losses similar to those shown. There are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program.

5. Past Performance

Past performance is not indicative of future results. The fact that a strategy, model, or approach has performed well historically does not mean it will perform well in the future. Market conditions change. Strategies decay. Edges erode.

Any reference to historical performance, backtested results, or live trading results in our content is for educational context only and should not be interpreted as a prediction or promise of future performance.

6. Your Responsibility

You are solely responsible for your own trading and investment decisions. Before making any financial decision, you should:

• Seek independent professional financial advice from a qualified and licensed financial adviser who is authorised to provide personal advice.
• Conduct your own research and due diligence on any financial instrument, strategy, or market you intend to trade.
• Consider your personal financial situation, objectives, risk tolerance, and experience level.
• Read and understand the product disclosure statement (PDS) or equivalent documentation for any financial product before transacting.
• Understand the specific risks associated with the markets and instruments you trade, including leverage, liquidity, and counterparty risk.

JS Financials accepts no responsibility or liability for any loss or damage arising from your reliance on any content, product, or service we provide.

7. Daily Macroeconomic Reports

The JSF Daily Macroeconomic Reports contain analysis, commentary, directional bias assessments, risk scores, and tradability rankings across multiple asset classes. These are provided as educational research summaries reflecting a general macro view at the time of publication.

They are not trade signals, recommendations, or instructions to enter or exit any position. A directional bias or risk score does not constitute advice to buy or sell. You should not use the reports as the sole basis for any trading decision.

8. Trading Models and Strategies

References to active trading models, quantitative strategies, or systematic approaches on the Site are provided for educational context and to demonstrate the type of research conducted by JS Financials. They are not offers to manage money, invitations to invest, or solicitations to copy or replicate any strategy.

Any strategy, model, or code discussed or provided in our courses, mentorship program, or educational materials is presented as a learning exercise. It is your responsibility to independently validate, test, and assess any approach before committing real capital.

9. Mentorship Program

The 1-on-1 Mentorship Program is an educational engagement. The mentorship involves structured learning, curriculum delivery, feedback on student work, and guidance on quantitative methods and trading system development.

The mentorship does not constitute a managed account service, portfolio management, or personal financial advisory relationship. Jackson Semenas is your educator, not your financial adviser. Any model you build during the program is your own work and your own responsibility. We do not approve, endorse, or take responsibility for any trading decisions you make using strategies developed during the mentorship.

10. Discord Community

The JSF Quantitative Trading Discord is a community discussion platform. Messages, signals, analysis, and opinions shared in the Discord (by Jackson or by other members) are not financial advice and should not be treated as such. Community members are not qualified financial advisers. You should not rely on any statement made in the Discord as the basis for a financial decision.

11. AI Chat Assistant

The AI chat assistant embedded on the Site is provided for informational and navigational purposes. It uses a large language model and may produce responses that are inaccurate, incomplete, or out of date. Responses from the AI assistant do not constitute financial advice, personal advice, or any form of professional recommendation.

12. Affiliate Links

The Site contains affiliate links to third-party products and platforms. Where an affiliate link is used, we may earn a commission if you make a purchase or open an account through that link. This does not affect the price you pay. The presence of an affiliate link does not constitute a recommendation or endorsement of the third-party product. You should conduct your own due diligence before using any third-party platform.

13. Accuracy of Information

While we make reasonable efforts to ensure the accuracy and currency of the information presented on the Site and in our products, we do not warrant that any content is complete, accurate, reliable, or free from error. Financial markets are dynamic and information can become outdated rapidly. We are not obligated to update any content after publication.

14. Regulatory Notice

JS Financials is not regulated by the Australian Securities and Investments Commission (ASIC) as a financial services provider. We do not hold an Australian Financial Services Licence (AFSL). Our products are classified as general educational content, not financial products or financial services within the meaning of the Corporations Act 2001 (Cth).

If you are located outside Australia, you are responsible for ensuring that your use of our products complies with the laws and regulations of your jurisdiction. Some financial products and markets referenced in our content may not be available or legal in your jurisdiction.

15. Limitation of Liability

To the maximum extent permitted by applicable law, JS Financials, its owner, employees, and contractors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or opportunities, arising from or in connection with your use of or reliance on any content, product, service, strategy, model, or information provided by JS Financials.

This limitation applies regardless of whether the damages are based on contract, tort, negligence, strict liability, or any other legal theory, and regardless of whether we have been advised of the possibility of such damages.

Nothing in this disclaimer excludes or limits liability that cannot be excluded or limited under applicable law, including under the Australian Consumer Law.

16. Contact

If you have questions about this disclaimer, contact us:

• Email: hello@jsfinancials.com.au
• Website: jsfinancials.com.au/contact